Far as I'm concerned your comment about Farm Credit is about as far far from reality as you can get, at least the Farm Credit I deal with. The folks I deal with, and have dealt with for over 45 years, have always been low pressure professionals who were more knowledgable in farming than those in local banks.  I realize Farm Credit operations can vary from region to region but it sounds like you have had a very unfavorable experience dealing with them.  As there are many people who read AgTalk and are influenced by what they read on here, would you mind elaborating on the basis for your less than favorable comments about them?