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Hooker Twp,Ne | I was once one of those who hated credit cards. And some individuals probably shouldn’t have one. However I have several now and use them mainly for the cash back advantage. 5% at amazon, 2% at Walmart, 5% discover up to $1500 every quarter, and another card at 2% on everything. Plus the interest drawed on money in the bank for extra appr. 30 days. I have auto withdraw so if I forget I never have late fees. Those cash backs can really count up over a years time. Also have charges set up so I get phone alert if there is a charge. This tells me if someone illegally is using my card. Some places charge to use a card and if the charge is same as cash back I’ll use the card. If higher I’ll pay by check. Just another money management device. | |
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