![](/profile/get-photo.asp?memberid=1306&type=profile&rnd=709) central - east central Minnesota - | Burdick - 4/16/2024 19:01 Took out a 15 year mortgage 15 years ago made the last payment in feb. It made my credit score go down because I no longer have a mortgage the land notes dont count I guess but what was I supposed to do the loan was at the end of its term. I guess the last 15 years of paying on time dont count for anything now. You should care about your credit score - it's used to weight your insurability which bases your cost of insurance premium. Vehicle, personal and property . . . . . Maybe some don't carry insurance ? So, you should care what your credit score is and work with your insurance broker to get lower rates, not based on credit history. |