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| There is a big difference between USING a credit card and ABUSING a credit card. If you pay off your credit card each month with no late fees or paying interest on a unpaid balance, then I would classify that as USING a credit card to your advantage. If you are only paying off a portion of your balance each month and getting charged high interest rates, you might have a issue.
When I was on the road with our trucking company, I used my credit cards for fuel and tires etc. I don't like carrying hundreds of dollars in cash for fuel each day and I certainly don't want to carry a couple thousand in cash for tires if I blow a couple of tires. | |
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