Pittsburg, Kansas | Been thinking about this a little and one thing that could be a bit misleading is that most likely, at least in our situation, is with the revenue or the MPCI policy we most likely would have had some claims on individual units in some of the years where your model is using the average yield of the whole county and no indemnity is shown. For example this year on our ground in Cherokee County we had about 10% of our ground that was flooded completely out and had a rather large claim. Had we been in an enterprise unit we probably would not have had a claim because the good upland corn would have offset the loss in the bottoms. The upland portion had no claims and I imagine Cherokee county probably would not show a GRIP claim because overall the corn in the county was pretty good. Using the county average (which I realize is all you have to go on) probably understates the payments for MPCI and revenue insurance where individual sections are seperate units to figure losses. If a person has very even yields among all his crop insurance units GRIP would tend to be better compared to if a person sometimes has individual units with claims while most units do not. Does that make sense? John |