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| Those silly car dealers now adays want to emphasize the "affordable monthly payment", and try to get that as low-sounding as possible. They want to make a credit check, which would inturn determine the "risk factor" as this determines the interest rate, term, and the all-important monthly payment. You can't get a straight answer on how much the full-cash price is, and they hardly care about the interest rate or loan term length, just the amount of the monthly payment. | |
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