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Thumb of Michigan | Wife did Her's online, SS people called her and were helpful. They knew I wasn't collecting yet and figure that I was maximizing my benefit, so she's getting a lower amount based on her earnings. Once I start collecting, she'll get and increase (1/2 of my FRA). Same with signing up for Medicare, all done online, easy, peasy. You have 3 months before, month of turning 65 and 3 months after to sign up for Medicare (7 months total), with no penalty. | |
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