Lots of advise here.............

Only thing I can think of is what ya gunna do if that ground is paid off, compared to what ya gunna do when that ground is levereged for more ground AND Mr. Murphy comes knockin at the door?

University Econ Profs will tell ya to go after all ya can get with other people's money.............I'll tell ya its a FACT for the last 20 years MORE people in this country file bankruptcy every year than the last.........AND we as a society are supposedly more "educated".   Im in no way saying this to lean ya in any direction, so here is my advice.

"The best decision is the one that will make ya sleep well at night"

Ive had many a sleepless nights!

Good luck, best wishes.