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| Since we have a farm or two flood each year have to have it. Good news is they can't cancel you. Bad new is it use to be a zero averaged in for the APH. Changed this year or last to a total lost gets counted as a county avg. yield. Big help for those that have 2 or 3 bad years in a row.
Split leasing farms will fix your problem Cotman. Put it in two different names or same name with different rental types. Two names is self explained. The dual rent of cash on one and shares on the other. That way you add an uninsured party to the lower tracts and the upper tracts now stand on their own. No need to pay for flood insurance on hill ground.
No, it is not unethical. You should only have to buy insurance on what you want. Putting a hill piece in with a bottom field is unethical on the insurance side.
Tim | |
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soybeans under water
