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go to sears and get a card
gas station card
Wal mart
couple things you don't do
after you have a rating
Don't turn in a card a lost
you then get a different account number which in turn cancels your old number
so you now don't have an 'old " account the newer one won't have as much history
don't cancel a old account
the new one will be a newer number
don't keep ten cards in your safe unused
that creates a chance of you going out tomorrow and maxing out your accounts
don't go out and apply for a lot of new credit too many in 5 months will lower your credit
so trying to get a newer ,better card is bad
if you get mad at someone pay a dollar a month don't pay 0
and say you are "trying"
and it doesn't matter if you have your house free and clear there is not a place on a credit report to say when and if you own your house free and clear | |
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Credit Rating ?
